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Everyday Savings checklist

16 small changes that add up to real money over a year.

Track your progress with a free account Get the free Spending Snapshot Workbook

Food and drink

The biggest everyday costs.

Make coffee at home most days Guide
Pack lunch two or more days a week Guide
Compare pickup and delivery totals before ordering Guide
Cook one extra portion for tomorrow Guide

Around the house

Small habits, every day.

Wash laundry in cold water Guide
Adjust the thermostat when asleep or away Guide
Switch to a simple, cheaper cleaning kit Guide
Plan one free outing or night in this month Guide

Shopping habits

Fewer impulse buys.

Wait 24 hours before unplanned purchases Guide
Try store brands on five basics Guide
Shop from a list Guide
Unsubscribe from five store emails Guide

Make it stick

Turn swaps into savings.

Track small spending for one week Guide
Set up a weekly transfer for what you save Guide
Choose one treat to keep, guilt-free Guide
Check after a month what stuck Guide