Guides / Habits that stick
Move the difference into savings
A swap only saves money if the money goes somewhere.
Skipping a $5 coffee doesn't grow your savings if the $5 gets spent on something else. Moving the difference into savings makes small swaps add up.
Ways to do it
- A weekly transfer that matches your swaps
- A separate savings account with a name, like "Pocketful"
- Round-up features some banks offer
- A real coin jar for cash
General educational information. Prices vary; your savings depend on your own habits. Pocketful of Savings isn't paid by any store, brand or app.