Free tool
Small habit savings calculator
Pick up to four everyday habits. Enter what each costs now, what the cheaper swap costs, and how often you do it. See what the swaps add up to in a week, a year and five years, and how soon you'd reach a savings goal. Nothing is stored.
Saved in a year
$3,273
- Each week
- $63
- Each month
- $273
- In five years
- $16,367
- Months to your goal
- 4
- Coffee out$764 a year
- Bought lunch$1,040 a year
- Takeout dinner$1,196 a year
- Snacks out$273 a year
Five years is simple addition, before any interest. Only counts money you actually move into savings. An illustration based on the numbers you enter.
Make the savings real
- Move the money. A weekly transfer matching your swaps turns them into savings. See move the difference into savings.
- Keep a favorite. Swap the habits you do on autopilot, and keep the one you love. See keep the joy.
- Need ideas? Browse 30 everyday swaps.